Car · Health · Travel · Home & Pet · Life · Business
With 6 years of international insurance experience and 4 years in the UAE market, I help individuals, families and small businesses across the country compare real options and choose the policy that actually fits — with plain-English explanations, honest recommendations, and support that continues well after you sign.
Whether it's your car, your family's health, or your business, I put together the options and handle the paperwork — you just tell me what matters most to you.
Third-party and comprehensive cover for new, used and premium vehicles, with agency repair and roadside assistance options compared across insurers.
Individual and family medical cover in line with UAE mandatory requirements, matched to your preferred hospitals and network.
Single-trip and annual multi-trip plans for holidays, business travel and Umrah/Hajj, including medical and baggage cover.
Contents and building cover for apartments and villas, plus pet health and liability plans for your other family members.
Life protection, critical illness and structured savings/investment plans for long-term security for you and your family.
Employee benefits, liability, assets and workmen's compensation cover for startups, freezone companies and growing SMEs.
I lay out real quotes side by side so you can see the trade-offs — coverage, price and service — before you decide.
No jargon dumped on you. I explain what a clause actually means for you, in the language you're comfortable in.
Policy questions, renewals and claims guidance don't stop once the paperwork is done — I stay reachable.
Quick answers over WhatsApp, calls when you need them, and paperwork handled without you chasing anyone.
A quick call or WhatsApp message about what you're insuring and what matters most to you.
You receive a clear comparison of suitable plans — not just one company's default.
Once you decide, I take care of the paperwork and activation from end to end.
Renewals, changes and claims guidance — you keep the same point of contact throughout.
Share a few details about what you'd like insured, and I'll come back with options and a clear recommendation — no pressure, no obligation.
Shamna Ponnath Valappil is a UAE-based insurance sales consultant. Quotes are subject to underwriting approval by the relevant insurer(s); final terms, premiums and coverage are confirmed at the time of policy issuance.